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Question · 2026-05-18
You cannot withdraw your MPF at 60 while working part-time; early withdrawal requires ceasing all employment. Wait until 65 or prove permanent departure from Hong Kong.
Under Hong Kong's Mandatory Provident Fund system, early withdrawal at age 60 is only permitted if you have ceased all employment and self-employment and declare you do not intend to work again [1]. Working part-time in another country means you have not fully ceased employment, so you cannot truthfully make this declaration and therefore do not qualify for early withdrawal at 60 [1].
You have two realistic options. First, you can wait until age 65, when you may withdraw your MPF regardless of employment status or location [1]. Second, if you are moving abroad permanently, you might qualify under the permanent departure ground, but this requires specific documentation proving your right to reside elsewhere and that you are leaving Hong Kong permanently [1]. Contact your MPF trustee or the eMPF Platform with your specific circumstances and supporting documents to confirm which path applies to you.
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